Our Preffered Financing Options

Koalafi Financing

At Factory Direct Mattress Cedar Rapids, we make it easy to bring home a better night’s sleep with Koalafi Financing. Available in Iowa, Koalafi offers a simple and hassle-free way to finance your new mattress—no matter your credit situation.

  • Only $10 Down – Get approved and take home your mattress today with just a $10 initial payment!
  • No Credit Needed – Your approval is based on more than just your credit score.
  • No Early Buyout Fee – Pay off your balance early without any extra fees or penalties.

Enjoy flexible payment options that fit your budget. Apply online or visit our Cedar Rapids store to get started today!

Apply Now

Synchrony Bank

Synchrony offers convenient financing with special promotional offers to make purchasing your new mattress easier. Enjoy flexible payment options tailored to fit your budget.

Benefits:

  • No interest if paid in full within the promotional period
  • Easy online application process
  • Multiple payment plan options

Apply Now

Snap! Finance

Need flexible payment options? With Snap Finance, you can get approved in minutes, even with less-than-perfect credit. Apply today and take home the mattress you need without the stress of upfront payments.

Benefits:

  • Instant approval decisions
  • No credit needed
  • Flexible payment plans

Apply Now